Move value.
Remove friction.
CICO is Commerce 360’s fintech business, connecting merchant payments, banking, wallets and remittance. SPARK is the payment-network platform within CICO.
THE CONTINUOUS EXCHANGE
Money.Goods.One continuous flow.
Technology connecting fintech,
retail, and logistics.
COMMERCE, CONNECTED.
01—03
Value in motion.
The beginning of every exchange.
01 / THE ECOSYSTEM
Follow one connection.
See the whole picture.
Move value.
Turn intent
into exchange.
Where a digital decision becomes something tangible. The same journey, now in the hands of a business and its customer.
Keep every
promise moving.
An exchange isn’t complete at checkout. Follow the connection through movement, coordination, and arrival.
THE COMMERCE 360 APPROACH
Different industries. One connected ecosystem.
Value becomes an exchange. Every exchange creates movement. Commerce 360 connects the financial, commercial and physical parts of that journey.
Value → Exchange → Movement → Value. A clockwise cycle.
Financial technology gives value a path.
CICO connects merchant acceptance, banking, wallets, cards and payment infrastructure. These capabilities support the financial side of commerce.
Explore CICOCommerce turns intent into an exchange.
Retail connects businesses and customers at the point where products, services and payment meet. The experience belongs to the same connected system.
Explore the ecosystemThe connection continues beyond payment.
Logistics connects an exchange to its destination. Movement completes the journey and creates the conditions for the next exchange.
Build a connectionHOW WE CONNECT
One company. Clear connections.
Commerce 360 is the company. CICO is its fintech business. SPARK is the payment-network platform within CICO.
03 / COMMERCE 360NEXT, TOGETHER.
Let’s build
the next
connection.
Technology connecting fintech, retail, and logistics.
One continuous flow. Built around what comes next.